Risk

Associate Manager/Associate Manager II - Vigilance (West)

Bengaluru
Work Type: Full Time
Hiring Manager :: Socrates S
Team :: Risk

About Navi
Navi is one of the fastest-growing financial services companies in India providing Personal & Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navi's mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences.

Founders: Sachin Bansal & Ankit Agarwal

Know what makes you a “Navi_ite” :
1.Perseverance, Passion and Commitment
  • Passionate about Navi’s mission and vision
  • Demonstrates dedication, perseverance and high ownership
  • Goes above and beyond by taking on additional responsibilities
2.Obsession with high quality results
  • Consistently creates value for the customers and stakeholders through high-quality outcomes
  • Ensuring excellence in all aspects of work
  • Efficiently manages time, prioritizes tasks, and achieves higher standards
3.Resilience and Adaptability
  • Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility

Key responsibilities:
  • Vigilance mandate across three dimensions:
  1. Preventive: reducing occurrence of a lapse (violation of governance / policy requirements)
  2. Detective: identifying & verifying occurrence of a lapse
  3. Punitive: deterring the occurrence of a lapse
  • Address customer complaints / grievances raised to law enforcement authorities
  • Engage & liaise with law enforcement agencies / authorities locally
  • Liaison with Government Authorities in handling local, on ground matters with police, managing
    investigations on fraud rings
  • Maintain a strong network of LEA relationships, especially in focus regions covered, to leverage when addressing matters of customer complaints / frauds
  • To build this network regionally, and maintain / grow on an ongoing basis, plan for engagement on the ground

Required Skills:
  • Degree qualified with minimum 8+ years of relevant experience (Ex-LEA experience would be preferred)
  • Hands-on approach in solving complex security problems
  • Identifies stakeholder expectations, and adjusts language/ style to suit the listener; structures information to be well-reasoned and solution-focused
  • Ability to balance risk, potential impact, resourcing, business drivers, and timelines
  • Excellent verbal and written communication skills
  • Ability to work independently on complex and confidential tasks
  • Strong understanding of Pre and post-acquisition fraud risk, Unsecured & Secured Credit underwriting skill, Customer Management Skill

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