SBO

Senior Manager - Operations (Home Loan) (S6)

Bengaluru, Karnataka
Work Type: Full Time
About the Team
The SBO Operations team at Navi is the engine that powers our internal execution. By
managing and optimizing key processes across functions, the team ensures that every
part of the business runs smoothly and efficiently. Their work forms the backbone of
Navi’s  ability  to  consistently  deliver  high-quality  products  and  services  at
scale—enabling speed, accuracy, and reliability across customer journeys and internal
workflows.
About the Role
As we continue to grow, we are looking for a Manager – Operations (Home Loan) to join
our team and play a key role in driving operational excellence within our Lending division
As  a  Manager  –  We  are  looking  for  a  detail-oriented and results-driven Manager –
Operations (Home Loan) to oversee the day-to-day functions of our lending operations
team.  The  ideal  candidate  will  be  responsible  for  managing  operational  processes,
ensuring the smooth execution of Pre and Post disbursal activities . This individual will
also  play  a  key  role  in  driving  operational  efficiencies,  maintaining  compliance  with
regulatory requirements, and supporting business growth.
What We Expect From You
●  Lending Operations Management: Oversee the end-to-end lending operations
process, including Pre disbursement and Post disbursement activities.  
●  Compliance  and  Risk  Management:  Ensure  lending  operations  comply  with
internal policies and external regulations. Monitor and report on any operational
risks and take necessary actions to mitigate them.
●  Cross-Functional Collaboration: Work closely with other departments (credit,
risk, legal, Business and customer service) to ensure smooth and efficient loan

processes.  Collaborate  with  IT  for  system  upgrades  and  implementation  of
automation tools.
●  Reporting and Analysis: Prepare  and  present  regular  reports  on  operational
performance,  including  key  metrics  such  as  loan  volume,  turnaround  times,
error rates, and customer satisfaction.
●  Team  Leadership  and  Development:  Lead,  mentor,  and  manage  a  team  of
operations  staff  to  ensure  high  performance  and  continuous  professional
development.  Provide  ongoing  training  and  support  to  enhance  team
capabilities.
●  Process  Improvement:  Identify  opportunities  for  process  improvements  and
implement best practices to streamline/scale up workflows, reduce operational
risk, and increase efficiency. Drive improvements projects by collaborating with
different departments.
Must Haves
●  Education: Any Graduate/ Post graduate (Finance/Business degrees preferred)
●  Previous experience as a team lead preferred
●  Experience:  3+  years  of  experience  in  lending  operations  (Home  Loans
preferred) , financial services, or banking.
●  Strong  understanding  of  lending  processes,  including  loan  origination,
underwriting, servicing, and collections.
●  Knowledge of regulatory and compliance requirements in the lending industry.
●  Strong  communication  skills  and  the  ability  to  collaborate  effectively  across
teams.
●  Creative, solution-oriented mindset with strategic thinking capabilities.
Inside Navi
We  are  shaping the future of financial services for a billion Indians through products
that  are  simple,  accessible,  and  affordable.  From  Personal  &  Home  Loans  to  UPI,
Insurance, Mutual Funds, and Gold — we’re building tech-first solutions that work at
scale, with a strong customer-first approach.  


Founded  by  Sachin  Bansal  &  Ankit  Agarwal  in  2018,  we  are  one  of  India’s
fastest-growing financial services organisations. But we’re just getting started!
Our Culture
The Navi DNA  
Ambition. Perseverance. Self-awareness. Ownership. Integrity.
We’re looking for people who dream big when it comes to innovation. At Navi, you’ll be
empowered  with  the  right  mechanisms  to  work  in  a  dynamic  team  that  builds and
improves  innovative  solutions.  If  you’re  driven to deliver real value to customers, no
matter the challenge, this is the place for you.
We chase excellence by uplifting each other—and that starts with every one of us.

Why You'll Thrive at Navi
At Navi, it’s about how you think, build, and grow. You’ll thrive here if:
●  You’re impact-driven : You take ownership, build boldly, and care about making
a real difference.
●  You strive for excellence : Good isn’t good enough. You bring focus, precision,
and a passion for quality.
●  You  embrace  change  :  You  adapt  quickly,  move  fast,  and  always  put  the
customer first.

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